Caravan Refinance - Best Rates

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Benefits of Refinancing Your Caravan Loan

Lower Interest Rate

If rates have dropped or your credit profile has improved since you first bought your caravan, refinancing could unlock a lower annual percentage rate (APR). That means less interest paid over the life of the loan.

Reduce Monthly Repayments

Extending your loan term—or securing a better rate—can lower your monthly repayments, freeing up cash for travel, upgrades, or everyday expenses.

Shorten Your Loan Term

Want to own your caravan sooner? Refinancing a caravan loan to a shorter term (while keeping a similar repayment) can save on total interest and get you debt‑free faster.

Consolidate Debts

Bundle your caravan loan with other debts (like credit cards or personal loans) into one payment—often at a lower rate.

Caravan Loan Calculator

Use our built-in loan calculator to estimate your repayments. Just enter:

  • Caravan purchase price

  • Preferred loan term (7 Years Maximum)  

  • Estimated interest rate

You’ll instantly see:

  • Weekly, fortnightly, and monthly repayments

  • Total interest paid over the loan term

  • Total Amount Repayable ( This does not consider if you re pay out the loan early) 

 

Frequently Asked Questions

What does caravan refinance mean?

Refinancing replaces your current caravan loan with a new one — often with a lower interest rate, different term, or better features — to save money or improve flexibility.

Yes. By securing a lower rate or extending your loan term, you can reduce monthly repayments and free up cash flow.

Yes. As long as your caravan’s value and your financial profile meet lender criteria, you can refinance even with a high remaining balance.

It can. A lower rate or shorter term can reduce total interest paid. We’ll calculate your potential savings before you commit.

Yes. Refinancing lets you change loan types, giving you more flexibility if your needs or market conditions change.

Are there fees for refinancing?

Some lenders charge application, settlement, or early payout fees. We’ll outline all costs upfront so there are no surprises.

Most caravan loan refinances are approved within 24–48 hours once documents are provided.

Yes. If your caravan’s value is higher than your loan balance, you may be able to release equity for accessories, modifications, or travel plans.

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